Stablecoin transaction headlines generate attention. Institutional adoption, however, is much more difficult. Stablecoins may have just “beaten” ACH on total volume. Once you align the statistics and use cases properly, the story reads more like coexistence than conquest. Artemis data show that stablecoins briefly overtook ACH in February, settling at about $7.2 trillion in … [Read more...] about Stablecoin v ACH: What the Metrics Actually Show
50 Years of Apple and 15 Years of Mobile
U.S. Payments Evolution 2011-2026 Plus: Wallet Wars on the Streets of Chicago, a 2012 dispatch that foreshadowed the skirmishes still underway. It’s Apple’s 50th anniversary — a fitting occasion to look back at how far payments have come since the iPhone became today’s most popular payments wallet. I’ve spent the past several weeks … [Read more...] about 50 Years of Apple and 15 Years of Mobile
Stablecoins: Payments Possibilities & Realities
We had a great panel discussion and crowd at Monday's Chicago Payments Forum panel on stablecoins (what else?). Plus, we had a 10th anniversary cake! Panelists had a free-flowing conversation with informed audience questions covering: + Stablecoin use cases, including international payment scenarios. + Bank stablecoin expectations and their fears of losing customer … [Read more...] about Stablecoins: Payments Possibilities & Realities
Money in Motion: Stablecoins, Payments, and the Global Fintech Race
Collin Canright on The Hale Report Podcast Ep. 71 I had the immense pleasure of being interviewed by Lyric Hughes Hale on my personal and technological journey through media and money. It was great fun covering topics from our newspaper families, the story of FinTech, through today’s adoption of stablecoins and their relationship to the history of U.S. currency and global … [Read more...] about Money in Motion: Stablecoins, Payments, and the Global Fintech Race
Embedded Finance Rising
A FinTech Rising Executive Technology Brief Image created using genAI through Microsoft CoPilot In my post “10 Years of FinTech Rising,” I noted that an overarching theme of the last 10 years had been the digital evolution of finance and banking systems. I characterize this shift as a technology change to modern digital processing, with an emphasis on cloud-based systems, … [Read more...] about Embedded Finance Rising
10 Years of FinTech Rising
A decade of covering the evolution of themes in digital payments and assets that indicate the future of money and banking This month, we mark our 10th anniversary. I’ll be taking a look back at the last 10 years of FinTech and the evolution of digital payments and assets, following the idea that looking back at history gives clues to predict the future. One of the … [Read more...] about 10 Years of FinTech Rising